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Archive for November, 2008

November 28, 2008

First-Time Buyer for Universal Life Insurance

Reader’s Question:   I’m looking to get my first universal life insurance policy for my work here in Georgia, I’m wondering how I should go about doing this?   Ayers   Savannah, GA   For many people, choosing a life insurance policy is a big deal, and it should be! With literally hundreds of insurance [...]

November 15, 2008

Will Occasional Smoking Affects Universal Life Insurance?

Reader’s Question: Exams are a pain so I tend to smoke to keep bring down the tension afterwards. It’s the only time I smoke, I swear! Will this boost up the premiums if I get a universal life insurance policy in Stamford? Zachary Stamford, CT Oh, Zachary, lots of people say the same thing about [...]

November 15, 2008

Universal Life Insurance Vs Whole Life Insurance

Reader’s Question: I just got a new job and my mom’s been bugging me to get universal life insurance. Can you tell me, what is the difference between universal life insurance and whole life insurance, anyway? Is it the same as variable life insurance here in Bloomington? Vanessa Bloomington, IN You have a very practical [...]