Reader’s Question: I’ve heard a lot about how much coverage one should have under a life insurance policy (my neighbors here in Minnesota just loves to talk about these things!), How much universal life insurance, in essence, would you recommend? Lee Minneapolis, MN This is a very good question. Everyone who wishes to have life [...]

Reader’s Question: What are the benefits that I can get from universal life insurance policy aside from the flexibility in the amount applied to life insurance policy? Janice Fort Collins, CO A universal life insurance policy is a term life insurance policy that has element of savings. If you are a policy holder of a [...]

Reader’s Question: If I die, what can my family expect to receive from my universal life insurance policy when they file a claim? Paul Westminster Colorado CO Your family is lucky to have someone like you who cares a lot about them, Liam. Your family should be informed that universal life insurance claims in Colorado [...]

Reader’s Question:   Why should I go with a Universal Life Insurance Plan? Are they better than the whole life policy that I currently have here in North Carolina?   Enrico   Charlotte, NC   Universal Life Insurance Plans are a type of whole life or permanent life insurance coverage that is geared more towards [...]