Universal Life Insurance Coverage for Non Smoker
By admin in Smoker life insurance | 0 comments
Reader’s Question:
Can I be qualified for the universal life insurance non smoker rate if I stop smoking for 6 months?
Gene
Thank you for asking Gene.
To qualify as a non-smoker for your universal life insurance coverage , most insurance providers insist that you must not have “smoked or otherwise consumed any form of nicotine products during the previous 12 months.” Indeed, some providers even go further and extend the qualifying period to 5 years!
Because universal life insurance coverage for smokers are so high, it becomes even more essential to seek out the cheapest possible prices. If you like surfing the net, the odds are you will land a good discount. Just search for cheap universal life insurance and let your fingers do the walking!! You will still pay more but the discount will soften the impact on the wallet. You can expect online savings of 10% – 15%.
Goodluck!
MariCAR
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